Direct indexing enables investors to directly acquire and hold the underlying securities themselves as opposed to purchasing a fund that owns a selection of stocks. The benefits of this strategy include more control over investment choices and the opportunity to modify the portfolio to satisfy individual preferences.
One might not anticipate the topic of long-term care insurance coming up in the same conversation as the Beatles, their ageless music, and their irreplaceable imprint on pop culture. But aging is a natural part of life, as the famous Beatles song, "When I'm Sixty-Four", kindly reminds us.
Whether seeking to win a Stanley Cup or to bullet proof your balance sheet and your family’s financial future, sincerity and care are key ingredients for success.
HSAs offer you three potential opportunities for tax savings. Your account contributions are tax deductible, the earnings in your account grow tax free, and you can withdraw funds from your HSA, tax free, so long as they are used to pay for qualified health care expenses.
I cherish the role of trusted advisor because it allows me to focus on my unique ability as a listener, relationship builder and planner and it allows those that I care most deeply about - my family, friends, and clients - to focus on their own.
It's never too early to start thinking about life insurance. Waiting until your older or in poor health is never a good idea.