LTC Questions for the Ages: Will You Still Need Me? Will You Still Feed Me?

When I get older losing my hair
Many years from now
Will you still be sending me a Valentine?
Birthday greetings, bottle of wine?

One might not anticipate the topic of long-term care insurance coming up in the same conversation as the Beatles, their ageless music, and their irreplaceable imprint on pop culture. But aging is a natural part of life, as the famous Beatles song, "When I'm Sixty-Four", kindly reminds us.

You'll be older too
And if you say the word
I could stay with you

The lyrics to "When I'm Sixty-Four" were written by Paul McCartney when he was just sixteen years old. With verses such as, "Will you still need me, will you still feed me, when I'm sixty-four?" this endearing melody contemplates aging, interdependence, and the need for friendship. Seemingly unaware, McCartney was making a reference to a critical financial tool: long-term care insurance.

Every summer we can rent a cottage
In the Isle of Wight, if it's not too dear
We shall scrimp and save
Grandchildren on your knee
Vera, Chuck and Dave

So why are we discussing long-term care insurance? Because it is important, yet frequently overlooked. The U.S. Department of Health and Human Services estimates that 70% of Americans reaching 65 years old today will require long-term care at some point in their lives. These aren't your typical medical services; instead, they help with daily tasks such as eating, getting dressed, and taking a shower.

The cost of these treatments is meant to be covered by long-term care insurance, easing the financial and emotional strain they could put on you and your family. It's about planning so that the care you may require in the future won't be a burden, but rather a new chapter that can be embraced with humility and comfort.

I could be handy, mending a fuse
When your lights have gone
You can knit a sweater by the fireside
Sunday mornings go for a ride

While the song "When I'm Sixty-Four" wasn't meant to be a financial rallying cry, it does serve as a reminder of how important it is to plan for the future. We can approach long-term care insurance in the same way McCartney casually and humorously discusses getting older in his song - as a fact of life, but nothing to shy away from.

Will you still need me, will you still feed me
When I'm sixty-four?

Imagine being able to sing along to your favorite Beatles songs at the age of 64 without having to worry about who would "feed you" or "need you." Your independence, freedom of choice, and mental clarity is all preserved thanks to long-term care insurance, adding harmony to the song of your golden years.

Send me a postcard, drop me a line
Stating point of view
Indicate precisely what you mean to say
Yours sincerely, wasting away

Just like writing a great song, making plans for the future takes time. It calls for comprehension, endurance, and making necessary adjustments. So, when "When I'm Sixty-Four" appears on your playlist the next time, smile at the Beatles' humorous perspective on becoming older. Then, consider the part that long-term care insurance can play in making sure that your future is as peaceful as a Beatles song. We are all worthy of a bright future, after all.

Authored by: Rob & Conor Armstrong

Source: LyricFind

Songwriters: John Lennon / Paul McCartney

When I'm Sixty-Four (Remastered 2009)

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